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"Mr. Ken Cramton was a pleasure to work with. An industry veteran, Mr. Cramton is a true professional who will help you, guide you and assist you in the process every step of the way. While very friendly, the service was also to the point and very efficient. The responsiveness of Mr. Cramton's office was exemplary. We could've not asked for more and would highly recommend HMA and especially Mr. Cramton's office to anyone looking for a great home mortgage product". - Ivo Arkulin


Welcome to our website. We look forward to putting our mortgage services to work for you!

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.



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If you are using a screen reader and are having problems using this website, please call Gloria Brady at 800-448-4059 for assistance.

Ken Cramton, Area Manager NMLS #272211
Home Mortgage of America, Inc.
29640-A Highway #181, Suite 102, Daphne, AL  36526
Cell:  (251) 604-6661
Office:  (251) 800-7873
Copyright © 2018 Home Mortgage of America, Inc., NMLS# 149932
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